IPANA Playa del Carmen Condo for Sale | 2BR Lock-Off with Wrap-Around Terrace | Owner Financing Available

$399,000 USD | 50% DOWN — GET THE KEYS & TITLE | OWNER FINANCING UP TO 5 YEARS

IPANA C504 | 2 Bedrooms | 2 Bathrooms | Lock-Off Layout | Wrap-Around Terrace | Fully Equipped | Downtown Playa del Carmen

Own a Luxury Condo in Playa del Carmen with Just 50% Down

Looking for a luxury condo for sale in Playa del Carmen with owner financing? Discover IPANA C504, a beautiful 2-bedroom, 2-bathroom lock-off residence featuring an expansive wrap-around terrace in one of downtown Playa del Carmen's most desirable locations.

Offered at $399,000 USD, this turnkey condo is situated at IPANA, just steps from the famous 38th Street (Calle 38), Fifth Avenue, boutique restaurants, cafés, and the turquoise waters of the Caribbean Sea.

What makes this property especially attractive is its owner-financing opportunity.

Pay 50% down, receive the keys and title at closing, and finance the remaining 50% directly with the owner for up to five years.

This flexible purchase structure makes IPANA C504 an appealing option for international buyers seeking real estate in Mexico without paying the entire purchase price upfront.

Whether you're looking for a vacation home, a second residence in Mexico, or an income-producing rental property, IPANA C504 offers location, flexibility, and exceptional Caribbean living.

Exclusive Owner Financing — Get the Keys & Title with 50% Down

Purchasing property in Mexico doesn't have to mean tying up all your capital in one transaction.

With owner financing available on IPANA C504, buyers can secure ownership while spreading the remaining purchase balance over time.

Purchase Price: $399,000 USD

• Down Payment (50%): $199,500 USD

• Owner-Financed Balance (50%): $199,500 USD

• Financing Term: Up to 5 Years

• Property Possession: Receive the keys at closing

• Property Title: Transferred at closing, subject to the agreed legal structure

• Financing: Directly through the seller

• Interest Rate & Repayment Schedule: Available upon request

This arrangement offers an alternative to traditional bank financing for buyers interested in owning real estate in Playa del Carmen.

Secure your condo, receive your keys, and become the titled owner while financing the remaining balance directly with the seller.

Financing terms, interest rates, closing requirements, and legal documentation are subject to seller approval and the final purchase agreement.

Property Details — IPANA C504

This spacious two-bedroom residence combines modern finishes, functional design, and an impressive outdoor living area.

• Development: IPANA Playa del Carmen

• Unit: C504

• Location: Downtown Playa del Carmen, near Calle 38

• Bedrooms: 2

• Bathrooms: 2

• Layout: Lock-Off Configuration

• Interior: 81.05 m² / approximately 872 sq ft

• Wrap-Around Terrace: 39.48 m² / approximately 425 sq ft

• Total Area: 120.53 m² / approximately 1,297 sq ft

• Condition: Fully Equipped, Turnkey

• HOA: $420 USD per month

• Annual Property Tax: Approximately $400 USD

• Asking Price: $399,000 USD

• Owner Financing: 50% Down, Up to 5 Years

Spacious Wrap-Around Terrace — Your Private Caribbean Retreat

One of the most distinctive features of IPANA C504 is its 39.48 m² wrap-around terrace, offering generous outdoor living space rarely found in downtown condominiums.

Imagine enjoying your morning coffee surrounded by tropical scenery, relaxing in the Caribbean breeze, or entertaining friends after a day at the beach.

The terrace extends the living area outdoors, creating a seamless connection between indoor comfort and the relaxed lifestyle that makes Playa del Carmen so desirable.

For buyers searching for a Playa del Carmen condo with a large private terrace, this residence offers an exceptional combination of indoor and outdoor space.

Lock-Off Layout — Flexible Living & Rental Potential

IPANA C504 features a desirable 2-bedroom, 2-bathroom lock-off configuration, offering added flexibility for owners and investors.

A lock-off layout can provide several advantages:

• Enjoy the entire two-bedroom residence as a private home.

• Accommodate visiting family and friends with additional privacy.

• Explore separate rental configurations, where permitted.

• Use part of the property while potentially generating rental income from the other portion.

• Adapt the property to changing personal or investment needs.

For buyers considering an Airbnb investment property in Playa del Carmen, a lock-off configuration can offer more flexibility than a traditional two-bedroom condominium.

Separate rentals and short-term rental use are subject to building rules, applicable regulations, and any required approvals.

Turnkey Interiors with Elegant Finishes

This fully equipped residence is designed for comfortable everyday living, vacation stays, and entertaining.

The contemporary kitchen features:

• Four-burner electric stove

• Full-size refrigerator

• Electric oven

• Microwave

• Extractor hood

• Elegant marble countertops

Beautiful travertine flooring adds warmth and sophistication throughout the residence.

Each room includes mini-split air conditioning and ceiling fans, providing year-round comfort in Playa del Carmen's tropical climate.

The thoughtful layout, modern finishes, and generous terrace create an inviting atmosphere for full-time residents and vacation homeowners alike.

IPANA Playa del Carmen — Exceptional Rooftop Amenities

IPANA is known for its extensive rooftop amenities and convenient downtown location.

The interconnected rooftop spans the development's four buildings, offering an impressive collection of recreational, wellness, and entertainment spaces.

Pools & Rooftop Lifestyle

• 4 Swimming Pools

• Swim-Up Bar

• Rooftop Lounge Areas

• Relaxation and Social Spaces

Wellness & Fitness

• State-of-the-Art Gym

• Full Spa

• Wellness Facilities

Entertainment & Family

• Sports Bar

• Game Room with Pool Table

• Kids Club

Convenience & Services

• 4 Lobbies

• Business Center

• 7 Elevators

• Underground Parking

These amenities provide a resort-style residential experience in the heart of Playa del Carmen.

Prime Downtown Location — Near Calle 38, Fifth Avenue & the Beach

Location is one of the most important considerations when purchasing real estate in Playa del Carmen, and IPANA C504 offers exceptional convenience.

Situated near the celebrated Calle 38 (38th Street), this residence places you close to one of the city's most picturesque streets.

Known for its lush tropical vegetation, charming restaurants, boutique cafés, and relaxed atmosphere, Calle 38 leads toward the Caribbean coastline and some of Playa del Carmen's most inviting beach areas.

Nearby attractions and conveniences include:

• Calle 38: Tropical streetscape, restaurants, and boutique cafés

• Fifth Avenue (Quinta Avenida): Shopping, dining, entertainment, and nightlife

• Caribbean Beach: A short walk from the residence

• Chedraui Select: Convenient grocery shopping steps away

• Downtown Playa del Carmen: Everyday services, boutiques, and entertainment

• Riviera Maya: Access to nearby coastal communities and attractions

For buyers looking for a walkable condo in Playa del Carmen near the beach and Fifth Avenue, IPANA offers a highly desirable downtown lifestyle.

Download Brochure

https://blue-caribbean-properties.alterestate.com/form/ZQVJZR2D8Z

Why Consider IPANA C504 as a Playa del Carmen Investment Property?

IPANA C504 combines several characteristics that appeal to international real estate buyers.

1. Owner Financing with Immediate Possession

Purchase with 50% down, receive title and keys at closing, and finance the remaining balance directly with the owner for up to five years.

2. Desirable Lock-Off Configuration

The two-bedroom lock-off design provides flexibility for personal use, guests, and potential rental arrangements.

3. Prime Downtown Location

Proximity to Fifth Avenue, Calle 38, restaurants, grocery shopping, and the beach makes this property attractive to buyers seeking a convenient, walkable lifestyle.

4. Expansive Wrap-Around Terrace

Nearly 40 m² of private terrace space adds significant outdoor living functionality.

5. Extensive Rooftop Amenities

Four swimming pools, a gym, spa, bars, and lounge areas contribute to the development's resort-style appeal.

6. Turnkey Convenience

The fully equipped interior allows buyers to begin enjoying the property without undertaking a major furnishing or renovation project.

7. Vacation Rental Potential

The downtown location, lock-off layout, and amenity package may appeal to vacation rental guests, subject to rental regulations, operating costs, and building policies.

For buyers evaluating Riviera Maya real estate investments, this property offers a combination of location, lifestyle features, and flexible financing worth exploring.

Can Foreigners Buy a Condo in Playa del Carmen with Owner Financing?

Yes. Foreign nationals can purchase residential property in Playa del Carmen, subject to applicable Mexican property ownership laws.

Because Playa del Carmen is within Mexico's restricted coastal zone, foreign buyers commonly acquire residential property through a Mexican bank trust, known as a fideicomiso, where applicable.

Owner financing is a separate financing arrangement between the buyer and seller, allowing eligible buyers to pay part of the purchase price over an agreed period.

At Blue Caribbean Properties, we assist international buyers in understanding the purchasing process, evaluating properties, coordinating with qualified legal professionals, and exploring available financing options.

Your Playa del Carmen Real Estate Advisor — Jessie Grijalba

Jessie Grijalba
Director of International Operations | Blue Caribbean Properties

Specializing in international real estate opportunities across Playa del Carmen, the Riviera Maya, and the Dominican Republic, Jessie Grijalba works with buyers seeking vacation homes, investment properties, luxury residences, and flexible purchasing opportunities.

Through Blue Caribbean Properties, Jessie helps international clients navigate cross-border real estate transactions with personalized guidance, local market insight, and access to trusted professional resources.

Whether you're purchasing a second home in Mexico, exploring investment opportunities, or looking for properties with owner financing, Jessie and the Blue Caribbean Properties team can help you evaluate your options with confidence.

Schedule Your Private Tour of IPANA C504

IPANA C504 — $399,000 USD

50% DOWN | RECEIVE KEYS & TITLE | OWNER FINANCING UP TO 5 YEARS

Discover the advantages of owning a fully equipped two-bedroom lock-off condo with a spacious wrap-around terrace in downtown Playa del Carmen.

Contact Jessie Grijalba at Blue Caribbean Properties today to:

• Schedule a private or virtual showing

• Request the complete owner-financing terms

• Receive property photos, floor plans, and the brochure

• Watch the property video

• Discuss rental possibilities and ownership expenses

• Learn more about buying real estate in Mexico as an international buyer

Own your piece of paradise in Playa del Carmen without paying the full purchase price upfront.

Contact Blue Caribbean Properties today to schedule your private tour of IPANA C504.

Property details, financing terms, HOA fees, taxes, availability, and rental permissions are subject to verification. Buyers should consult qualified legal and financial professionals regarding title transfer, financing security, and closing requirements.